Justice Udzembwe

I spent more than a decade in the banking sector initially working with the large corporates then latter was assigned to form a unit that served MSME’s. It was a rude awakening to realise the huge gap not just in scale but in competitiveness between the established companies and the MSME’s. The huge contrasts were so evident in areas such as keeping financial records, separation of the business from the owner, strategic planning, reserach and development, the existence of policies and procedure and many others. It was at that instance I commited my self to build capacity especially for SME’s inorder they may be as competitive as the established listed entities. The goal is to only have a difference in the scale of operation with all other business aspects equally competitive.
My focus area include access to capital, record keeping, strategic planning, leadership development and team building, business development and digital literacy.

Small business contribute the most to employment and national growth especially in Zimbabwe where the informal sector constitutes the most in economic activity. Supporting the SME’s and start up therefore immensely contribute to improved standard of living and economic growth.